:root{
  --bg:#07111f;--panel:#0d1726;--panel2:#111f33;--text:#ecf5ff;--muted:#9eb1c8;--line:rgba(255,255,255,.12);
  --accent:#8ee6c8;--accent2:#86a8ff;--warn:#ffd166;--danger:#ff7b8a;--ok:#80ed99;--shadow:0 24px 70px rgba(0,0,0,.38);
  --radius:24px;--radius2:16px;--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:radial-gradient(circle at top left,#1b3350 0,#07111f 36%,#050914 100%);color:var(--text);line-height:1.65}a{color:inherit;text-decoration:none}p{color:#c9d6e7}img{max-width:100%}.top-ticker{height:42px;overflow:hidden;border-bottom:1px solid var(--line);background:#050914;color:#dce9f8;white-space:nowrap}.ticker-track{display:inline-flex;gap:42px;align-items:center;height:42px;min-width:100%;animation:ticker 38s linear infinite}.ticker-track span{display:inline-flex;align-items:center;gap:8px}.ticker-track span:before{content:"•";color:var(--accent)}@keyframes ticker{from{transform:translateX(100%)}to{transform:translateX(-100%)}}
.site-header{position:sticky;top:0;z-index:20;backdrop-filter:blur(18px);background:rgba(7,17,31,.82);border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:16px max(22px,calc((100vw - var(--max))/2));}.brand{display:flex;gap:12px;align-items:center}.brand-mark{width:44px;height:44px;border-radius:14px;background:linear-gradient(135deg,var(--accent),var(--accent2));display:grid;place-items:center;color:#07111f;font-weight:900;box-shadow:0 12px 34px rgba(142,230,200,.24)}.brand small{display:block;color:var(--muted);font-size:12px;margin-top:-2px}.main-nav{display:flex;gap:8px}.main-nav a{padding:10px 14px;border-radius:999px;color:#d7e3f2}.main-nav a.active,.main-nav a:hover{background:rgba(255,255,255,.09)}.nav-toggle{display:none;background:transparent;color:var(--text);border:1px solid var(--line);border-radius:12px;padding:8px 11px;font-size:20px}
.hero,.section,.wide-section{max-width:var(--max);margin:0 auto;padding:76px 22px}.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;color:#06111f;background:linear-gradient(135deg,var(--accent),#d5fff3);padding:8px 12px;border-radius:999px;font-weight:800;font-size:13px}.hero h1{font-size:clamp(42px,7vw,76px);line-height:.98;letter-spacing:-.06em;margin:22px 0}.lead{font-size:20px;color:#d7e5f5;max-width:760px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{border:0;border-radius:999px;padding:13px 18px;background:linear-gradient(135deg,var(--accent),var(--accent2));color:#06111f;font-weight:850;cursor:pointer;box-shadow:0 14px 34px rgba(134,168,255,.18)}.btn.ghost{background:rgba(255,255,255,.07);color:#f2f7ff;border:1px solid var(--line);box-shadow:none}.hero-card,.card,.calculator,.article-card{background:linear-gradient(180deg,rgba(255,255,255,.09),rgba(255,255,255,.045));border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-card{padding:24px;position:relative;overflow:hidden}.hero-card:before{content:"";position:absolute;inset:-70px -80px auto auto;width:220px;height:220px;border-radius:50%;background:rgba(142,230,200,.22);filter:blur(6px)}.metric-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:20px}.metric{padding:18px;border-radius:18px;background:rgba(5,9,20,.48);border:1px solid var(--line)}.metric strong{font-size:30px;display:block}.metric span{color:var(--muted);font-size:13px}.section-title{display:flex;justify-content:space-between;gap:22px;align-items:end;margin-bottom:24px}.section-title h2{font-size:clamp(30px,4vw,48px);line-height:1.05;letter-spacing:-.04em;margin:0}.section-title p{max-width:620px;margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card,.article-card{padding:24px}.card h3,.article-card h3{margin-top:0;line-height:1.2}.tag{display:inline-block;padding:5px 10px;border:1px solid var(--line);border-radius:999px;color:var(--accent);font-size:12px;font-weight:800}.chart-wrap{height:260px;margin-top:18px;background:rgba(5,9,20,.38);border:1px solid var(--line);border-radius:18px;padding:12px}.calc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.calculator{padding:24px}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.field{display:flex;flex-direction:column;gap:6px}.field label{font-size:13px;color:#dbe8f6;font-weight:800}.field input,.field select,.field textarea{background:#081323;color:var(--text);border:1px solid var(--line);border-radius:14px;padding:12px 13px;font:inherit}.result{margin-top:16px;padding:16px;border-radius:16px;background:rgba(142,230,200,.1);border:1px solid rgba(142,230,200,.24)}.result strong{font-size:26px;color:var(--accent)}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:24px}.article{background:rgba(255,255,255,.055);border:1px solid var(--line);border-radius:var(--radius);padding:30px}.article h1,.article h2{letter-spacing:-.03em;line-height:1.1}.article h1{font-size:44px}.article h2{margin-top:34px}.toc{position:sticky;top:94px;align-self:start;background:rgba(255,255,255,.055);border:1px solid var(--line);border-radius:var(--radius2);padding:18px}.toc a{display:block;color:#cbd8e8;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.07)}.notice{padding:18px;border-left:4px solid var(--accent);background:rgba(142,230,200,.08);border-radius:16px;margin:22px 0}.table{width:100%;border-collapse:collapse;overflow:hidden;border-radius:16px}.table th,.table td{padding:13px;border-bottom:1px solid var(--line);text-align:left}.table th{color:#07111f;background:linear-gradient(135deg,var(--accent),#e0fff5)}.site-footer{max-width:var(--max);margin:40px auto 0;padding:34px 22px 50px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:24px}.site-footer p{max-width:520px}.footer-links{display:flex;gap:14px;flex-wrap:wrap;align-content:start}.footer-links a{color:#d7e3f2;border-bottom:1px solid rgba(255,255,255,.25)}.cookie-box{position:fixed;left:20px;right:20px;bottom:20px;z-index:50;max-width:920px;margin:auto;padding:18px;border-radius:20px;background:#0b1627;border:1px solid var(--line);box-shadow:var(--shadow);display:none;gap:20px;justify-content:space-between;align-items:center}.cookie-box.show{display:flex}.cookie-box p{margin:4px 0 0}.cookie-actions{display:flex;gap:10px;flex-shrink:0}.mini-list{display:grid;gap:12px}.mini-list li{padding:12px;border-radius:14px;background:rgba(255,255,255,.055);border:1px solid var(--line);color:#ccdaea}.highlight{color:var(--accent)}
@media(max-width:900px){.hero,.article-layout{grid-template-columns:1fr}.cards,.calc-grid{grid-template-columns:1fr}.section-title{display:block}.site-footer{display:block}.toc{position:static}.main-nav{display:none;position:absolute;right:22px;top:76px;background:#0b1627;border:1px solid var(--line);border-radius:18px;padding:10px;flex-direction:column;min-width:210px}.main-nav.open{display:flex}.nav-toggle{display:block}.metric-grid{grid-template-columns:1fr}.cookie-box{display:none;flex-direction:column;align-items:flex-start}.cookie-box.show{display:flex}.form-grid{grid-template-columns:1fr}}